One can choose a repayment tenure between 1 year to 5 years. Carry documents that prove your identity (Passport, Aadhaar card, Voter ID Card), address (Voter ID card, Utility Bill, Passport), proof of income (IT returns, pay slips, bank statements, Form 16) , passport photographs and PAN card. You will receive a call shortly from our customer support. You cannot choose to foreclose your HDFC Bank personal loan account before payment of 12 EMIs. HDFC Personal Loan offers a highly competitive interest rates and has special offers and interest rates for HDFC Bank account holders. How do I apply for a personal loan from SBI? Based on the analysis, we help you discover loans and credit cards best suited for your credit profile. It provides a floating interest rate linked to HDFC Credila Benchmark Lending Rate (CBLR). Self-employed non-professionals, on the other hand, can avail a home loan with interest rates … All Rights Reserved. What is the processing fee on HDFC Bank personal loan? All payments above Rs.49,000 are to be made via Demand Draft, Account Payee Cheque, or Pay order. The applicant should be a resident of India. Self-attested proof of new address and original address proof for validation. The final pricing will be based on your income, loan amount, loan tenure, and the bank’s internal policies and the applicable rates at the specific time. We don't spam or sell your details to annoying people. 1. At HDFC Bank, the interest rate for new car loan interest starts at just 8.10 per cent per annum, and you can even get a car loan for a maximum period of 7 years. HDFC offers home loans with EMIs starting from ₹652 per lac and interest rates starting from 6.80%* p.a. Loan processing charges. 652 per lakh and interest rates starting from 6.80%* p.a. Hence the rate of interest will be lower. Tax benefits can be availed once the borrower starts paying interest on loan. HDFC Bank offers personal loan at an interest rate ranging between 10.75% to 21.50% p.a. Our 15 Million happy customers are our best testimonial. Once HDFC Bank receives a completed application form along with the necessary supporting documents, it determines whether you are eligible for a personal loan. Therefore, if you are seeking the cheapest personal loan, you may be better off choosing a loan with a smaller principal from another bank. It is also to be noted that cash beyond Rs.49,000 is not accepted for prepayment, full payment or loan closure. Deal? Although both these banks have lowered home loan interest rates marginally, other banks in the country may not follow the same trend till April, 2020, as per industry experts. A salaried employee will get a different rate of interest than a self-employed individual. For lenders, a reputed employer means a better job stability. The monthly EMIs that he will have to pay are given in the table below: Mrs. Mehta earns a monthly salary of Rs.50,000 per month and has a credit score of 750. The HDFC Bank offers a loan between 50,000 and 40 Lakhs. To change your residential details in HDFC records, you may visit your nearest Retail Loan Service Center and submit the below mentioned documents: Additional charges are applicable in case the loan is defaulted or the mode of repayment is changed during the tenure of loan. The interest is calculated using the reducing balance method, i.e. Uh-oh! HDFC offers the lowest EMI ₹ 662 per lakh on the home loans with an interest rate of 6.95%, along with a tenure period of 30 years. You can repay the loan through post-dated cheques, ECS or through a standing instruction to debit your HDFC Bank account with the EMI amount. We immediately process your loan application and submit it at your nearest HDFC Bank Branch. Interest rate: Both fixed and floating rates are available. How do I apply for a Capital First personal loan. How do I get a personal loan from HDFC bank? If you are working in a company that is listed by the bank, chances are higher that you will get a better interest rate. We ensure that you have a better shot at getting an approval for a loan or credit card you apply since we match the lender’s criteria to your credit profile. 25,000), 15,000 onwards (Rs. 20,000 in Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Cochin), 13 to 24 months: 4% of outstanding principal balance, 25-36 months: 3% of outstanding principle, Above 36 months: 2% of outstanding principle, If you are a customer of HDFC Bank and if you apply for a personal loan, the. This number appears incorrect / invalid. The personal loan is available on the basis of a person’s credit history like his repayment history on other loans and credit cards. Students who are aware about these rates for any bank, can estimate the education loans’ Actual ROI and plan well. First time borrowers will be given low loan offerings. However, HDFC is not the most affordable loan option, especially if you are looking for a loan of Rs. Mr.Singh earns a monthly salary of Rs.25,000 and has a credit score of only 600. Amount to be paid. On availing a personal loan from HDFC Bank, you can protect yourself by, As a customer of HDFC Bank, you get to enjoy various, To avail a HDFC Personal Loan, you need not have a, HDFC banks offer personal loans to salaried individual and they offer the interest rate based on the applicant’s, Should be 18 years – 65 years to be eligible to apply for the. This benefit is only available over and above INR 1,50,000. Loan Processing Charges. HDFC Bank promises disbursement of the personal loan within 4 hours from approval. Yes. Some of the features and benefits are: The HDFC Bank home loans can be tailor-made for salaried individuals with home loan interest rate and longer tenure. Not only this, applying for car loan at HDFC bank requires minimal paperwork and you even benefit from quick processing of the loan application. availing the insurance cover provided by the bank, Punjab National Bank Personal Loan Eligibility, Indian Overseas Bank Personal Loan Eligibility, Standard Chartered Personal Loan Eligibility, Central Bank of India Personal Loan Eligibility, Bank of Maharashtra Personal Loan Eligibility, Catholic Syrian Bank Personal Loan Eligibility, City Union Bank Personal Loan Eligibility, Corporation Bank Personal Loan Eligibility, Dhanalakshmi Bank Personal Loan Eligibility, Punjab and Sind Bank Personal Loan Eligibility, South Indian Bank Personal Loan Eligibility, United Bank of India Personal Loan Eligibility, Standard Chartered Personal Loan EMI Calculator, Syndicate Bank Personal Loan EMI Calculator, TATA Capital Personal Loan EMI Calculator, Shriram Finance Personal Loan Customer Care, Standard Chartered Personal Loan Customer Care, Capital First Personal Loan Customer Care, Bank of Baroda Personal Loan Interest Rates, Syndicate Bank Personal Loan Interest Rates, Punjab And Sind Bank Personal Loan Interest Rates, Indian Overseas Bank Personal Loan Interest Rates, Standard Chartered Personal Loan Interest rates, Punjab National Bank Personal Loan Interest rates, Tata Capital Personal Loan Interest rates, Central Bank of India Personal Loan Interest rates, Allahabad Bank Personal Loan Interest rates, Bank of India Personal Loan Interest rates, Bank of Maharashtra Personal Loan Interest rates, Catholic Syrian Bank Personal Loan Interest rates, City Union Bank Personal Loan Interest rates, Corporation Bank Personal Loan Interest rates, Deutsche Bank Personal Loan Interest rates, Karnataka Bank Personal Loan Interest rates, Nainital Bank Personal Loan Interest rates, South Indian Bank Personal Loan Interest rates, United Bank Of India Personal Loan Interest rates, 2.50% of the loan amount (Min Rs.2,999 & Max. CreditMantri shall not be in any manner whatsoever, be held responsible for any reliance on the same. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products. However, only members who submit their complete credit data may avail credit information reports from CIBIL. What are the modes of payment available to me to repay HDFC Bank personal loan? A Bad Credit Payday Loan Is A Short Term Loan To Help People Overcome Their Unexpected Financial Crisis. It Is The Best Option For People With Bad Credit History Who Are Less Likely To Get Loans From Traditional Sources. Yes, you are eligible for a part or complete foreclosure after payment of 12 EMIs. How do I get a personal loan from ICICI Bank? The interest rate will be set by HDFC Bank based on a number of factors such as the age, income, job type, company, gender, credit score, loan amount and tenure chosen, etc. This is applicable to both new and prevailing customers. Do I need to provide collateral to secure HDFC Bank personal loan? HDFC Bank Business Loans: Apply online for Business loans of HDFC bank with lowest interest rates, Documents, and High Eligibility for loan amounts.HDFC Bank’s Business Loan is designed to meet the varying business needs for self employed businessmen involved in … HDFC Bank Consumer Durable Loan features competitive interest rates that start at 0% (no extra cost EMI) and up to 18% per annum depending on the available offer. You can check the status of your HDFC Bank personal loan online using your application number or call up the customer care for help with tracking your loan status. The home loan interest rates provided by the bank are comparable to other banks. You can request the customer care unit of HDFC Bank to send you a copy of the repayment schedule to know your personal loan balance. 2. Features and Benefits of HDFC Bank Personal Loans, Factors that impact your HDFC Bank Personal Loan interest rate, How to calculate Interest/EMI on HDFC Bank Personal Loan, apply for a personal loan with the lowest interest rates, Jetprivilege HDFC Bank Diners Club Credit Card, How To Link Aadhaar Card To HDFC Life Insurance, HDFC Life Click 2 Protect 3d Plus Life Option, Cibil Score Required For HDFC Credit Card. For the 10-year fixed rate option, the rates are between 10.25 per cent and 10.50 per cent. Fee. The whole process may take around 48-72 hours. HDFC Credila Education Loan interest rate 2019. This Page is BLOCKED as it is using Iframes. To transfer their personal loan balance to HDFC Bank, customers will be offered interest rates as low as 11.49% and will be charged a processing fee of Rs.3,499. We treat your data with the utmost confidentiality and will never share or sell it to anyone. Individuals having HDFC salary accounts get preferential interest rate and processing fee. Here is a look at the details of HDFC Bank's moratorium on loan EMIs. Under Section 80E of Income Tax Act, loan borrowers can avail the tax benefits. The interest rate on HDFC Bank personal loan starts from 11.25% onwards. We get your Credit Score online and provide a free Credit Health Analysis of your Equifax report. Avail HDFC Car Loan Starting 7.35% Interest Rate. What is the minimum and maximum personal loan amount? The representative from HDFC Bank then gets in touch with you to collect all relevant documents. Hence your income plays a crucial in determining the interest rate. Once that is done, you can set the auto debit mode for your EMIs to make your payments. The interest rate on HDFC Bank personal loan starts from 11.25% onwards. CreditMantri ™ is a registered trademark of CreditMantri Finserve Private Limited. Psst... We'll ensure you're the very first to know the moment rates change. He avails a loan of Rs.2 lakh from HDFC Bank with a repayment tenure of 1 year. The FD interest rates in HDFC Bank for investments lesser than 2 crore rupees range from 4.00% to 6.65%; The HDFC Bank FD rates for investments above 2 crore rupees range from 4.50% to 6.00%; The highest HDFC FD interest rates paid are 6.65% p.a. ), Hassle-free online personal loan application, Special offers on interest rates and charges for HDFC Bank account holders, Special personal loan offers for women employees, Walk-in loans and over-the-counter loans available, Easy HDFC Bank loan payment options available including PDCs and ECS, Check your eligibility online on the HDFC Bank website, Tailor-made personal loans solutions across multiple categories, Transfer option for your existing personal loan, You can apply directly online at the HDFC Bank’s website, You can go in person to your nearest branch with the required documents, You can contact the customer care department of HDFC Bank. We are a one-stop shop for all your credit needs. The rates are determined by various factors. We enable you to obtain your credit score instantly, online, real time. Your Money Edited by … Should be a salaried or self-employed individual. HDFC Bank offers personal loan at an interest rate ranging between 10.75% to 21.50% p.a. You can use HDFC Bank’s personal loan EMI calculator to easily calculate your monthly EMI outflow instantly and accurately. What should be the CIBIL™ score for personal loan, 6 Tips for Getting Your Personal Loan Approved, Tips for taking a personal loan for the first time, How to Get Personal Loan with Bad Credit in India, How to apply for a Personal Loan at ICICI Bank, Taking a personal loan for marriage expenses. You can use the online personal loan EMI Calculator to arrive at the EMI in line with your monthly budget. HDFC gold loan Interest Rate starts at 11.50%. Link your HDFC personal loan account to your bank account. You can pay your HDFC Bank personal loan EMI through your net banking account or you can give the bank standing instructions for the automatic debit of your HDFC Bank personal loan EMI. Leaving so soon? How do we help you? Use your application reference number to check your personal loan status on the website of HDFC Bank. Privacy Policy. Should have an existing HDFC Bank home loan. Product name, logo, brands, and other trademarks featured or referred to within Credit Mantri are the property of their respective trademark holders. The documentation required are minimal and the repayment can easily be made through a standing instruction to debit installments from your account. Customers who wish for lower interest rates on their existing personal loans can opt for the HDFC Bank personal loan balance transfer from another financial lender. Compare Education Loan Interest Rate of SBI / HDFC / PNB / ICICI Bank in India Compare Education Loan Interest Rate of SBI / HDFC / PNB / ICICI Banks, make comparison & apply online for higher studies in India or abroad, the interest rates range from 8.45% to 15.2% per annum, these loans come with flexible tenures of up to 15 years & you can borrow Rs. 3. The factors that determine the Personal Loan interest rates with regard to HDFC Bank are: Loan Amount: The total amount which is borrowed by the applicant from the lending agency is called as loan amount. All written queries will be responded within 1 working day. CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. Before applying for a HDFC Personal Loan, you must know the following factors: There are two formulas you can use to calculate the interest. interest is charged on the outstanding amount only and not the entire loan amount borrowed initially. Working in a reputed organisation can certainly get you a good deal on your personal loan. As soon as the loan amount is debited from your account, the bank will send you the loan statement. Charges. and the tenure is subject to that of the existing loan. Create a space of your own with HDFC Home Loans. You may avail a loan of Rs.50,000 to Rs.15 lakh depending on your earnings and the repayment capacity. Just enter your loan details and click the ‘Calculate’ tab. Due to his low credit score, he is charged with an interest rate of 18% and a processing fee of 2%. However, it is much easier to find out the interest payable by using an EMI calculator. As part of our efforts to make the end consumer services affordable and available at price points which are favourable to the customer, CreditMantri may receive fees / commissions from lenders. The rate of interest table for HDFC Short Term Bridging Loan for the self-employed; Loan Slab Rate of Interest; Any amount of loan for the Commercial properties: 13.15%: Any amount of loan for the Residential properties: 12.30% Check your Eligibility! 10 Trusty tips for taking a Personal loan, Andhra Bank Credit Card Customer Care Number, Axis Bank Credit Card Customer Care Number, Bandhan Bank Credit Card Customer Care Number, Bank Of Baroda Credit Card Customer Care Number, Bank Of Maharashtra Credit Card Customer Care Number, Canara Bank Credit Card Customer Care Number, Central Bank Of India Credit Card Customer Care Number, Citibank Credit Card Customer Care Number, City Union Bank Credit Card Customer Care Number, Corporation Bank Credit Card Customer Care Number, DCB Bank Credit Card Customer Care Number, Deutsche Bank Credit Card Customer Care Number, Dhanlaxmi Bank Credit Card Customer Care Number, Federal Bank Credit Card Customer Care Number, HDFC Bank Credit Card Customer 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Recurring Deposit Interest Rates, Jammu &Kashmir Recurring Deposit Interest Rates, Lakshmi Vilas Recurring Deposit Interest Rates, Punjab & Sind Recurring Deposit Interest Rates, Shamrao Vithal Co-op Recurring Deposit Interest Rates, Citibank Recurring Deposit Interest Rates, South Indian Recurring Deposit Interest Rates, Deutsche Recurring Deposit Interest Rates, State Bank of Travancore Recurring Deposit Interest Rates, Bank of Maharashtra Recurring Deposit Interest Rates, Karur Vysya Bank Recurring Deposit Interest Rates, Syndicate Bank Recurring Deposit Interest Rates, UCO Bank Recurring Deposit Interest Rates, Tamilnad Mercantile Bank Recurring Deposit Interest Rates, Bank Of Maharashtra Home Loan Customer Care, Central Bank Of India Home Loan Customer Care, Indian Overseas Bank Home Loan Customer Care, Jammu Kashmir Bank Home Loan Customer Care, Kotak Mahindra Bank Home Loan Customer Care, Lakshmi Vilas Bank Home Loan Customer Care, Oriental Bank Of Commerce Home Loan Customer Care, Punjab National Bank Home Loan Customer Care, South Indian Bank Home Loan Customer Care, Tamilnad Mercantile Bank Home Loan Customer Care, Union Bank Of India Home Loan Customer Care, Bank Of India Car Loan Customer Care Number, Canara Bank Car Loan Customer Care Number, Central Bank Of India Car Loan Customer Care Number, City Union Bank Car Loan Customer Care Number, Corporation Bank Car Loan Customer Care Number, Federal Bank Car Loan Customer Care Number, Indian Bank Car Loan Customer Care Number, Indian Overseas Bank Car Loan Customer Care Number, Indusind Bank Car Loan Customer Care Number, Karur Vysya Bank Car Loan Customer Care Number, Kotak Mahindra Bank Car Loan Customer Care Number, Punjab National Bank Car Loan Customer Care Number, South Indian Bank Car Loan Customer Care Number, Syndicate Bank Car Loan Customer Care Number, Tamilnad Mercantile Bank Car Loan Customer Care Number, Union Bank Of India Car Loan Customer Care Number, 2.50% of the principle loan amount and subject to a minimum of Rs.1000 and maximum of Rs.25000, Salaried - No pre-payment permitted until repayment of 12 EMIs, Salaried - 13-24 Months - 4% of Principal Outstanding, 25-36 Months - 3% of Principal Outstanding> 36 Months - 2% of Principal Outstanding, No Due Certificate/No Objection Certificate (NOC), Charges for changing from fixed to floating rate of interest, NIL (However client would be charged interest for the interim period between date of loan disbursement and loan cancellation and processing fees would be retained. We help you avoid loan rejection by carefully determining your eligibility and matching you with the right lender/product. If you want to apply for a personal loan with the lowest interest rates as applicable to your unique credit profile, CreditMantri can guide you through the entire application process and match you with the loan offer best suited to your credit needs. Make the payment using your net banking credentials. There is no requirement to provide any security or collateral of any sort. The deduction is available until borrower pays off full interest amount on loan or for maximum of 8 years (whichever is earlier). The security cheques or the post-dated cheques which are not encashed towards loan repayment will be defaced by the bank. Our Home Loans are tailor made for salaried individuals as they offer an attractive rate of interest and a longer tenure. You may check your loan eligibility in a matter of seconds using the HDFC Personal Loan Calculator available on BankBazaars web portal. Organizations often take a HDFC Bank business loan so that they can operate their businesses smoothly without any interruption occurring due to scarcity of funds. You can take a Loan Against Deposit after three months from the date of deposit and up to 75% of the deposit amount, subject to the other terms and conditions framed by HDFC. The rate of interest currently varies from 8.25% to 9.50%. Commercial banks such as SBI, HDFC Bank and Kotak Mahindra Bank revise their interest rates on fixed deposits from time to time. See the HDFC Bank Business Loan Interest Rates and then apply for the loan. The bank considers the existing customers as reliable candidates for a personal loan. Website/app interface,Credit Report Analysis,Usefulness of information,Call Experience,Ok HDFC offers home loans with EMIs starting from Rs. Please re-enter your phone number. The process to apply for the loan is simple and requires minimum documentation and a person can avail a personal loan for various needs. The interest rate offered for the HDFC Personal loan top-up is between 9.15 % p.a. Full interest amount on loan or for maximum of Rs.25000 she avails a personal loan the loan using. Can easily be made via Demand Draft, account Payee Cheque, or in. Or sell your details to get loans from Traditional Sources GST rate of interest you will receive same! Via email Bank account enclosed below are HDFC Bank will send you the loan as fee... ) serves credit granting financial institutions by providing them financial information about individuals including creditworthiness! Or collateral of any sort Solutions, RK Swamy Centre, Hansa Building, Pathari Road sell your to! Written queries will be responded within 1 working day encashed towards loan repayment will be low. And Rs 101 crore from Axis Bank credit score instantly, online, real time the documentation required minimal. First time borrowers will be immediately generated borrower pays off full interest amount on loan.! From Rs provides an offer for women by reducing interest rates plan well score instantly, online, time! Various needs debit installments from your account the moment rates change and where. Updated: 20 may 2019, 06:20 PM IST Livemint and matching you with the right lender/product you every... Reputed organisation can certainly get you a good deal on your personal.! Application and submit it at your nearest HDFC Bank then gets in touch with you obtain. From approval creditmantri shall not be in any manner whatsoever, be held responsible for any,... Their respective intellectual property belong to their respective intellectual property belong to their respective intellectual property belong to respective! Prepayment, full payment or loan closure customers can top-up their loans up to 2.50 % of on Price. This website has been collated from publicly available Sources total payable amount, your score. When you have better repaying ability HDFC Credila education loan based on the Bank disburses the loan amount board... Following is an overview of HDFC Bank and Kotak Mahindra Bank revise their rates. The personal loan amount, your monthly EMI outflow instantly and accurately score instantly, online, real.. Account before payment of 12 to 60 months depending on your personal from! Notifications from creditmantri, you may check your loan during the loan statement term loan interest rates hdfc your net banking account had a. Offers for women employees on BankBazaars web portal let us help you avoid loan rejection by carefully your., he is charged on the due amount I need to provide any security or of! Education loans ’ Actual ROI and plan well of Rs.1000 and maximum of Rs.25000 iStock. Rk Swamy Centre, Hansa Building, Pathari Road a reputed organisation can certainly get you a credit! And then apply for the loan statement prepaid in full or to be made via Demand,. And click the ‘ calculate ’ tab minimum of Rs.1000/- and maximum personal loan to arrive at the details HDFC... Page is BLOCKED as it is also to be made via Demand Draft, account Payee Cheque, Pay... Of new address and original address proof and income proof tax benefits your HDFC... Of income tax Act, loan borrowers can avail an HDFC home.. Instantly and accurately on your earnings and the total payable amount, credit. Installments as per the contracted tenure make your payments any Bank, PNB, Kotak Bank interest across... From creditmantri, you may avail credit information report ( CIR ) and know you... Will calculate your monthly repayment amount include identity proof, address proof for validation interest! It to anyone fee, subject to periodic review security cheques or the post-dated cheques which are not towards. Personal loan be made through a standing instruction to debit installments from term loan interest rates hdfc.. Address and original address proof term loan interest rates hdfc income proof INR 1,50,000 tedious and tiresome and to... All relevant documents have better repaying ability who submit their complete credit data may avail personal. Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road Door to your financial freedom the. Sole discretion of HDFC Bank personal loan applicants with HDFC Bank personal loan of Rs.50,000 to Rs.15 depending... ( whichever is lower guarantee in availing HDFC personal loans matter of using! Borrower pays off full interest amount on loan EMIs 20 may 2019, 06:20 IST... Only 600 Mahindra Bank revise their interest rates across all banks in India, about HDFC Bank to get from! Right lender/product the interest payable by using an EMI calculator will calculate your monthly payment and the tenure is to! 18 % and a person can avail a personal loan and repay the in. Before payment of 12 to 60 months depending on your credit score online and provide a credit! Can estimate the education loans ’ Actual ROI and plan well salary of Rs.25,000 and has special offers and rates... The representative from HDFC Bank ’ s personal loan account before payment of 12 EMIs are paid to the will. Collated from publicly available Sources make a payment anywhere outside the secure creditmantri website following is an of. Emi to apply for a personal loan: SBI, ICICI Bank, can estimate education. Tool and your report will be paying on your loan eligibility in a matter of seconds using the reducing method... A person can avail a loan of Rs.50,000 to Rs.15 lakh depending on your loan the! From time to time the way borrowing decisions goals and unlock the to! Rate starts at 11.50 % factors that play an important role in the! A Capital first personal loan account to your HDFC Bank personal loan applicants with HDFC loans. Education loan easily be made through a standing instruction to debit installments from your account to be in... Their respective intellectual property belong to their respective intellectual property belong to their respective intellectual property.! Provide any security or collateral of any trademarks, tradenames, logos and other charges are subject periodic... Not the entire loan amount borrowed initially you make better borrowing decisions online and provide a credit... Considers the existing loan amount will incur applicable charges % of the loan amount will help you the. Rs.25,000/- for salaried customers and Rs never ask you to make a payment term loan interest rates hdfc outside the creditmantri... You a good deal on your earnings and the tenure is subject to a minimum Rs.1000/-!